$200 welcome offerBilt Obsidian Card
3x on dining or groceries, plus rent rewards
Apply for the Bilt Obsidian Card- $200 Bilt Cash welcome offer when you apply and get approved
- 3x on dining OR groceries — choose your category each year (groceries up to $25k/yr)
- 2x on travel purchases
- Up to 1.25x points on rent and mortgage
- $100/year hotel credit via Bilt Travel (two $50 statement credits)
- $95 annual fee · no foreign transaction fees
Legal & Disclosures
Advertiser Disclosure
MyWealthWallet is not a bank. We are a financial education and content platform. We may receive compensation when you click on links to products from our partners. This compensation may influence which products we write about and where and how they appear on the page. However, it does not influence our evaluations or recommendations. Our opinions are our own.
Rates & Fees
Bilt Mastercard credit cards are issued by Cardless, N.A. Card terms, rewards rates, annual fees, welcome offers, and benefits are set by Bilt Rewards and the issuer and are subject to change. Bilt Cash and points-earning on rent and mortgage payments are subject to program terms, including monthly transaction and earning requirements. Please review the full rates, fees, and rewards terms on the issuer's application page before applying.
General Disclaimer
The information provided on this page is for educational and informational purposes only. It should not be construed as financial, investment, or tax advice. Before opening any account, please carefully review all terms, conditions, fees, and disclosures provided by the partner. Your individual circumstances may vary, and we recommend consulting with a qualified financial advisor before making any financial decisions.

